1
https://tiaa.new-media-release.com/mit-agelab/
2
https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-education-debt-loans.htm
3
https://www.cnbc.com/2023/04/11/58percent-of-americans-are-living-paycheck-to-paycheck-cnbc-survey-reveals.html#:~:text=Between%20higher%20costs%20and%20a%20possible%20recession%20on%20the%20horizon,conducted%20in%20partnership%20with%20Momentive
4
Candidly helps users select and enroll in the optimal repayment plan, saving those who qualify an average of $358 per month. Based on users who received plan assessments for income-driven repayment programs between Jan 2020 and April 2022.
5
Between July 2019 through May 2022, users sent an average of $45 in extra payments to their loans through gamified repayment and auto-payment tools. Calculation assumes these contributions are made on a loan with a balance of $34,000 and 6% interest rate over a 17-year term, consecutively. These loan averages are provided by educationdata.org as of July 2021. Educationdata.org compiles data from a number of sources including the Department of Education, National Student Loan Data System and Measure One.
6
Based on user surveys conducted before and after a session with a Candidly coach.
Student debt solutions that build financial wellness — today and tomorrow.
Candidly is a fully configurable financial wellness platform that addresses student debt, retirement savings, and beyond.
Request a demo80 million Americans have student debt or are currently planning or paying for college. Candidly cultivates long-term engagement by offering solutions for every user, which can be delivered as an employee benefit, or seamlessly integrated into a partner’s native experience.
SolutionsFrom funding to forgiveness - and everything in between
Let's be candid: most people can't afford higher education out-of-pocket. Candidly flips the script on how individuals and families borrow, repay, and save so that college can help them move forward - not hold them back.

Plan
Take smart, practical, and informed actions from the beginning and all along the borrower journey.

Fund
Tap into a network of trusted lending partners to choose the best-priced option and make informed choices when taking on student debt.

Repay
Optimize your debt repayment strategies to reduce payments, refinance at a lower rate, or accelerate repayment to reduce the overall cost of borrowing.

Build
Save on student loans and take the next best action on those dollars to maximize financial resilience, whether via retirement savings, investments, or a rainy day fund.
Users save money for today and build financial resilience for tomorrow.
$358
monthly average savings 4
Candidly frees up this capital so it can be put to work in savings, retirement, and investment.
5 years
saved over the course of repayment 5
Candidly moves people beyond student debt, which markedly decreases stress and improves wellness.
77%
boost in confidence 6
Candidly users report feeling 77% more confident about their finances after meeting with a student loan coach.