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The smarter way to help employees repay student debt and plan for college.
Start with Candidly Core, our self-guided platform driven by Cait — a Conversational AI Tool that acts as an in-platform companion to deliver an optimized, personalized employee experience — then supercharge impact with premium sponsored offerings.
Meet our AI-powered Core platform
Our Core platform is a robust suite of self-guided tools that brings the power of AI to employees’ student debt and college planning journey — driven by Cait™, our Conversational AI Tool.
Repay student debt
Federal Repayment Plan Optimizer
Discover, compare, and enroll in an income-driven repayment plan in just minutes.
Smart Payments
Pay down student debt faster with spare-change and recurring payments.
Student Loan Refinancing Finder
Compare lenders side-by-side to potentially find a lower interest rate.
Plan for college
529 Plan Finder
Discover and compare 529 college savings plans.
Private Student Loan Finder
Discover and compare loan offers from top lenders.
Calculators and Tools
Exclusive tax benefit calculators, tracking, and more.
Featuring Cait, our in-platform Conversational AI Tool for student debt repayment and college planning.
Sponsored add-on benefit
Coaching
Help employees get personalized, actionable guidance through one-on-one, online consultations with certified student loan experts.
Seamless experience
Employees sign up for Coaching sessions right from within the Candidly platform.
Trusted, expert guidance
Our Coaches are all Certified Student Loan Professionals with collective decades of experience across the team.
Actionable insights that lead to measurable results
The average per-user projected student debt impact resulting from meeting with a Coach is $18,258.4
Employees report feeling an average of 83% more confident after meeting with a Coach.5
Sponsored add-on benefit
Student Loan Employer Contributions
Invest in employees’ success — and the success of your organization — by making direct contributions to their student debt repayment.
Flexible contribution structure and eligibility criteria
You decide who, how much, and when.
Seamless loan servicer connection
Employees choose from multiple methods for connecting their loans to Candidly to streamline contribution processing.
Hassle-free administration
Track employee engagement from your admin dashboard, and seamlessly manage enrollment data.
Employees that receive sponsored student loan contributions are 73% less likely to turn over.6
Sponsored add-on benefit
Public Service Loan Forgiveness
Streamline the PSLF experience — for employees and employers alike.
Bring PSLF within reach – without the hassle
Our streamlined, user-friendly process and automated reminders help reach more employees: 61% of PSLF forms submitted through Candidly come from first-time applicants. 7
Eliminate tedious work
Automated workflows reduce the time it takes for an employee to submit their application to under 2 minutes on average. 8
Drive real impact
Employees who apply for PSLF through Candidly are on track to receive a projected $58,124 in forgiveness on average. 9
Employees that use our PSLF solution are 44% less likely to turn over. 10
Your success is our success
Customer success program
From onboarding to program support, we help guide you to success at every stage of your Candidly experience.
Exclusive content
Find exclusive, expert-crafted educational content and resources — for both employees and employers — embedded throughout the platform.
Dedicated user support
Our dedicated user support team delivers fast, friendly, tactical and service assistance — so you can focus on driving impact and engagement.
Explore more benefit solutions
1 Based on Candidly platform data retrieved as of January 2026.
2 Based on Candidly platform data retrieved as of January 2026.
3 Based on Candidly platform data retrieved as of January 2026.
4 Based on data retrieved from internal Candidly sources as of January 2026.
5 Based on survey all-time data from internal Candidly coaching users through January 2026.
6 Based on Candidly platform data retrieved as of January 2026.
7 Based on Candidly platform data retrieved as of January 2026.
8 Based on Candidly platform data retrieved as of January 2026.
9 Based on Candidly platform data retrieved as of January 2026.
10 Based on Candidly platform data retrieved as of January 2026.