Copyright © 2026 Candidly®
Why Cait?
Expertise
Unlike generic AI apps, Cait is deeply specialized in a wide variety of college planning topics.
Security
Rest assured that your information is safe. Our platform is backed by industry-leading security standards and accreditations.
Tailored guidance
Cait offers personalized guidance that is based on your unique financial background and goals and designed to help you move forward with confidence.
How Cait can help
Cait can help you plan for college, understand your costs, explore savings and funding options, and more.
FAFSA & federal financial aid
Understand FAFSA eligibility, key deadlines, and federal aid options – including grants, work-study, and student loans – so you can maximize available aid.
Private student loan options
Explore private student loan options to help cover remaining costs, and understand how rates, terms, and repayment options compare before you borrow.
College search and comparison
Search over 2,000 colleges, compare costs and programs side-by-side, and get personalized recommendations based on your student’s academic and financial profile.
Scholarship discovery
Find scholarships your student qualifies for from a database of over 5,000 opportunities, with eligibility matching and application guidance to maximize funding potential.
College savings with 529 plans
Learn how 529 plans work, compare savings plans, and understand how contributions and growth can help offset future college costs.
College savings calculator
Calculate a monthly savings goal that considers 529 plan projections, inflation modeling, investment growth scenarios, and your student's age and college timeline.
1: Statistics are based on simulated user testing conducted in a controlled environment designed to replicate real-world borrower behaviors and demographics. Results reflect outcomes from over two million synthetic test scenarios and may not represent actual user experiences. Individual results will vary based on personal financial circumstances, loan details, and available repayment options.
2: Statistics reflect internal evaluations of Cait compared with leading general-purpose AI models, including 300 structured comparisons across accuracy, policy currency, conciseness, and security. Results are from controlled model analyses and may not reflect real-world user experiences. Individual results will vary.
Cait provides educational information and tools and does not provide individualized legal, tax, investment, or financial advice.
Chat with Cait — anytime, anywhere, for free
AI-powered college planning
Your AI Coach for College Planning
Cait offers personalized guidance to help you plan, save and pay for college — anytime, anywhere, for free.
5,000+
Scholarship opportunities Cait can compare
$32,800
Average student debt savings realized with Cait 1
More accurate
Cait uses exact formulas, while generic AI’s calculations can be off by more than 80% 2
