The 2025 Candidly Impact Report is here!
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1
https://tiaa.new-media-release.com/mit-agelab/
2
https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-education-debt-loans.htm
3
https://www.cnbc.com/2023/04/11/58percent-of-americans-are-living-paycheck-to-paycheck-cnbc-survey-reveals.html#:~:text=Between%20higher%20costs%20and%20a%20possible%20recession%20on%20the%20horizon,conducted%20in%20partnership%20with%20Momentive
4
Candidly helps users select and enroll in the optimal repayment plan, saving those who qualify an average of $358 per month. Based on users who received plan assessments for income-driven repayment programs between Jan 2020 and April 2022.
5
Between July 2019 through May 2022, users sent an average of $45 in extra payments to their loans through gamified repayment and auto-payment tools. Calculation assumes these contributions are made on a loan with a balance of $34,000 and 6% interest rate over a 17-year term, consecutively. These loan averages are provided by educationdata.org as of July 2021. Educationdata.org compiles data from a number of sources including the Department of Education, National Student Loan Data System and Measure One.
6
Based on user surveys conducted before and after a session with a Candidly coach.
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Discover what’s new, now, and next in workplace benefits with our AI-driven solutions for student debt and beyond.
Trusted by hundreds of leading employers, financial institutions and recordkeepers
Introducing Cait™
Our new Conversational AI Tool delivers personalized guidance for college planning and student debt repayment through an intuitive, in-platform experience.
Benefit solutions that meet every employee, no matter where they are in their financial wellness journey
Shoring up for a rainy day
Has a child in college
Just graduated school
Saving for retirement
Plan for college
Help workers save for college, find affordable private loan offers, and get reimbursed for educational expenses.
Repay student debt
Offer self-serve repayment optimization tools and budget-friendly extra payments, plus expert coaching services and sponsored student loan contributions.
Build savings
Enable workers to build stability and security with solutions for emergency savings and SECURE 2.0-friendly student loan retirement matching.
Here’s how it works:
What will you achieve with Candidly?
Unlock loyalty and engagement
The modern workforce wants to know their employer is committed to their financial wellbeing. We make it easy to show you care — and reap the rewards.
See how
Candidly users who receive student loan contributions from their employer are
73%
less likely to turn over1
×
Attract and retain today's top talent
Stand out from the crowd and offer a benefit proven to positively impact retention.
See how
×
Drive meaningful impact
Our all-in-one platform drives real impact for every employee, no matter where they are in their financial wellness journey.
See how
×
See what Candidly can do for your organization
For employers
Gain the ultimate competitive edge — a loyal, productive, and engaged workforce — with benefits your employees actually want.
Recordkeepers and advisors
Reach new clients, supercharge ROI, and drive engagement from every participant population with a comprehensive, configurable offering — including our best-in-class solution for SECURE 2.0-friendly student loan retirement matching.
Financial institutions
Acquire, engage, and retain customers with service offerings that keep up with market demand by addressing an urgent — and unmet — need faced by 43 million Americans.
Candidly is making an impact for
employers and employees alike
Expert insights
Candidly in the press
1 Based on Candidly platform data retrieved as of January 2026.
2 Measured by the difference in churn on employer census files between those who create a Candidly account and those who do not.
3 Based on Candidly platform data from users who received plan assessments for income-driven repayment programs. Retrieved as of January 2026.
4 Based on Candidly data retrieved as of March 2024.
5 Based on survey all-time data from internal Candidly coaching users through January 2026.
6 Based on data retrieved from internal Candidly sources as of January 2026. Impact represents projected payments and savings over the life of borrowers’ loans, based on engagement with the Candidly platform and includes certain expectations and assumptions. Actual results for any individual user may vary.
7 Based on Candidly platform data retrieved as of January 2026.