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Comprehensive solutions that reach every employee.
Inside our platform
Choose from our flexible, comprehensive offerings to design a program that works for you — no matter your organization, goals, budget, or benefit ecosystem.
Core platform
Self-guided tools for paying off student debt, planning for college, and building savings — all driven by Cait™, a Conversational AI Tool that delivers a personalized, optimized experience throughout the platform.
Premium, sponsored student debt solutions:
Student Loan Employer Contributions
Flexible program design to enable every employer to offer direct support
Coaching
Personalized guidance through one-on-one, online consultations with certified experts
Public Service Loan
Forgiveness
An automated, digital approach to PSLF applications and tracking
Solutions that go beyond student debt and into wellness and wealth:
Meet our best-in-class student debt and savings platform
A comprehensive platform with solutions for all employees
Deliver benefits that drive meaningful impact for every employee — no matter where they are in their financial wellness journey — all from our all-in-one platform.
Flexible by design to work for your workforce
Configurable solutions enable you to design a program that complements your goals, budget, and other offerings.
AI-driven guidance that delivers personalization at scale
Our next-gen solutions deliver personalized guidance, tools, and resources that empower every Candidly user to thrive.
An experience that enables you to focus on what really matters
Streamlined onboarding, automated workflows, trusted expertise, and speedy implementation make HR teams’ work easy, so you can focus on what really matters: your workforce.
What’s your goal?
Choose from our flexible, comprehensive offerings to design a program that works for you — no matter your organization, goals, budget, or benefit ecosystem.
Goal
Support highly educated (and highly indebted) employees attract top talent, and cultivate long-term loyalty.
Program
Candidly Core
Coaching
Public Service Loan Forgiveness
44%
Reduction in likelihood of turnover among employees that use our PSLF solution1
Goal
Take your Section 127 plan further with seamless, digital solutions that speak to employees at different life stages.
Program
Candidly Core
Tuition Reimbursement
Student Loan Employer Contributions
73%
Reduction in likelihood of turnover among employees that receive repayment contributions2
Goal
Maximize plan participation and impact — for everyone — with solutions that maximize SECURE 2.0 tax benefits and remove barriers to saving.
Program
Candidly Core
Coaching
Student Loan Retirement Match
$18,258
Average per-user projected student debt impact resulting from Coaching3
Impact in action
Obstacle:
Financial wellness benefits are a no-brainer in the modern workplace. But offering inclusive financial wellness benefits is easier said than done.
Opportunity:
As the second most common form of consumer debt, student debt spans every age, gender, race, income, lifestage, and profession.
Outcome:
- Break through to employees across every cohort
- Achieve record impact with historically high-turnover populations: women, people of color, and software engineers
- Help employees get on track for a projected $3.5M in student debt impact
Obstacle:
With more than 35,000 US-based employees, finding benefits that resonate with diverse cohorts is a challenge — and with record-high turnover rates straining the retail industry, overcoming it is critical.
Opportunity:
Nationwide, 7 in 10 college-educated adults have student debt — and AEO associates are no exception.
Outcome:
- Implement a flexible, tiered program design that creates value for all employee cohorts — without overextending budget or compromising ROI
- Support every step of associates’ unique journeys, no matter their goals or background
- Help employees get on track for a projected $6M in student debt impact
Obstacle:
As a nonprofit behavioral healthcare provider, Hazelden sought to improve its recruitment and retention outcomes with offerings that speak to employees’ most pressing financial wellness challenges.
Opportunity:
Benefits that target student debt are a smart choice for organizations with a highly educated, highly indebted workforce.
Outcome:
Deploy a holistic, inclusive program that drives impact for everyone.
- Offer Candidly Core, PSLF, and Coaching to help all employees get on track for a projected $11.3M in student debt impact, and empower them to achieve other financial goals with Tuition Reimbursement and Emergency Savings offerings
- Drive even more impact with Student Loan Employer Contributions for eligible employees
Obstacle:
UBS has long been a leader in workplace financial services — and staying one step ahead of evolving needs is key to maintaining its competitive edge.
Opportunity:
Innovative, personalized student loan services create pathways for more end-users to build financial wellness — and for UBS to increase its relevance among all generations, income levels, business sizes, and industries.
Outcome:
Complement existing financial wellness offerings with a trusted and comprehensive student loan solution
- Expand reach for immediate impact while also cultivating sustainable engagement as part of a pathway for financial independence and well-being
- Enable UBS customers to help their employees get on track for a projected $18.3M in student debt impact
See why employees love Candidly
“My employer’s student loan contributions help take the pressure off.”
“I’ve had to put things like saving for a house and focusing on my retirement fund on hold, but now I can see a future without student loan debt.”
“I felt like I’ve been paying off my loans forever, but now that I’m using Candidly, I can see that the end is near and I’ll be free from student debt soon!”
“Having an expert take the time to walk me through the process and give me pointers for choosing the best offer gave me the confidence to actually take action, and because of that, I’m now saving over $500 a month.“
“Candidly advocates for me by providing me tools to gain greater confidence and clarity about my student debt, and that empowers me to be a better advocate for myself, too.”
“Candidly gives me a clear picture of the reality of my student loans. Having all of that information in one place helps me make better decisions about not just my student debt, but also my day-to-day finances as a whole.”
“Candidly helps me feel less overwhelmed.”
“I had $250,000 in student debt, and with the help of Candidly’s coaches, I was able to get that all forgiven. Student debt is really complicated . . . my coach shared strategies with me that I never would have thought of on my own.”
1 Based on Candidly platform data retrieved as of January 2026.
2 Based on Candidly platform data retrieved as of January 2026.
3 Based on data retrieved from internal Candidly sources as of January 2026.
4 Based on data retrieved from internal Candidly sources as of February 2026. Impact represents projected payments and savings over the life of borrowers’ loans, based on engagement with the Candidly platform and includes certain expectations and assumptions. Actual results for any individual user may vary.
5 Based on data retrieved from internal Candidly sources as of February 2026. Impact represents projected payments and savings over the life of borrowers’ loans, based on engagement with the Candidly platform and includes certain expectations and assumptions. Actual results for any individual user may vary.
6 Based on data retrieved from internal Candidly sources as of February 2026. Impact represents projected payments and savings over the life of borrowers’ loans, based on engagement with the Candidly platform and includes certain expectations and assumptions. Actual results for any individual user may vary.
7 Based on data retrieved from internal Candidly sources as of March 2025. Impact represents projected payments and savings over the life of borrowers’ loans, based on engagement with the Candidly platform and includes certain expectations and assumptions. Actual results for any individual user may vary.