https://tiaa.new-media-release.com/mit-agelab/

Candidly helps users select and enroll in the optimal repayment plan, saving those who qualify an average of $358 per month. Based on users who received plan assessments for income-driven repayment programs between Jan 2020 and April 2022

https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/employers-explore-repaying-student-loan-debt.aspx/

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https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/congress-considers-a-new-round-of-retirement-legislation.aspx

For the retirement industry

Unlock savings today for a financially sound tomorrow.

Let’s be candid: when it comes to financial wellness in today’s workplace, there’s a disconnect between what plan sponsors offer and what participants need. Our platform bridges the gap — all while supercharging engagement and retirement savings.

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Acquire and expand with the solution that brings retirement goals within reach.

When passed, the Secure Act 2.0 will grant tax incentives to employers who match employees’ student debt payments with retirement contributions.⁴

8/10

8 in 10 borrowers say their student debt hinders their ability to save for retirement.¹

$358

Candidly lowers the average user’s monthly student loan bill by $358.²

25%

25% of people cite student debt as the reason they don't participate in a retirement plan.³

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Deliver solutions that meet your customers where they are

Build the right solution for your customers with Candidly’s configurable AI-driven student debt and savings optimization platform that delivers immediate impact to the wallet.

Candidly core capabilities

Federal forgiveness finder

College planning

Articles and how-to-guides

Public service loan forgiveness

Auto-payments

Student loan dashboard

Gamified repayment

Friends and family

Multi-lender marketplace

Premium capabilities

Employer contributions

Retirement match (SECURE Act 2.0)

Expert coaching

The power of Candidly - for you, your plan sponsors, and participants

Boost adoption

Unblock retirement savings by unlocking student debt savings.

Maximize the match

Empower participants to maximize their employer match through student loan payments and elective deferrals.

Give plan sponsors an edge

Benefits that address financial wellbeing give clients an edge in the race to retain and attract talent.

Defend and grow marketshare

Be ready, day 1, for the SECURE Act 2.0 passage. Your customers are counting on you.

Boost adoption

Unblock retirement savings by unlocking student debt savings.

Maximize the match

Empower participants to maximize their employer match through student loan payments and elective deferrals.

Give plan sponsors an edge

Benefits that address financial wellbeing give clients an edge in the race to retain and attract talent.

Defend and grow marketshare

Be ready, day 1, for the SECURE Act 2.0 passage. Your customers are counting on you.

Operationalize the SECURE Act 2.0

Student loan verification

Our proprietary loan verification widget allows us real-time visibility into student loan accounts to verify payments with industry-leading accuracy.

Match calculations

We support your ability to calculate participants’ match based on their student loan payments and plan sponsor program design.

Our platform — or yours

Deliver a seamless, white-labeled digital experience from the Candidly platform or embed our elegant user experience within your own native experience.

Flexible delivery

Get to market on your timeline with as much or as little customization as you need thanks to flexible integration options.