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The student debt benefit that drives measurable retention results
Cut turnover by up to 73% with a low-lift, high-impact benefit.*
* Based on Candidly platform data retrieved as of January 2026.
$2.3B
Projected student debt impact achieved*
39-73%
Reduction in employee turnover*
252,000
Years of repayment time saved*
Trusted by hundreds of leading employers, financial institutions and record keepers
Inside our platform
Choose from our flexible, comprehensive offerings to design a program that works for you — no matter your organization, goals, budget, or benefit ecosystem.
Core platform
Self-guided tools for paying off student debt, planning for college, and building savings — all driven by Cait™, a Conversational AI Tool that delivers a personalized, optimized experience throughout the platform.
Premium, sponsored solutions for student debt and beyond
Student Loan Employer Contributions
Flexible program design to enable every employer to offer direct support
Coaching
One-on-one, personalized student debt and college planning guidance from certified experts
Public Service Loan Forgiveness
An automated, digital approach to PSLF applications and tracking
See how Candidly transforms your benefits strategy
Estimate the impact on your workforce
Answer a few quick questions to estimate how many of your employees may have student debt, then request a custom report to see how Candidly can help.
Explore our Impact Report
Our latest Impact Report showcases real data insights from 500+ employers: $2.3B in projected debt impact, 39% turnover reduction, and proven ROI across every industry.
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HR leaders: see how our platform can drive your business objectives forward, speak with our team, and get answers for your specific questions.
Which challenge keeps you up at night?
Learn how our tailored solutions can help you tackle your biggest challenges and drive real results.
Challenge: We're losing talent to competitors
We can help you attract and retain top talent with solutions that make you an employer of choice.
73%
Reduction in likelihood of turn over among employees that receive repayment contributions. 1
Challenge: Our retirement benefits aren’t standing out
We can help you strengthen your retirement benefit with Student Loan Retirement Match — helping more employees take advantage of the retirement match you already offer.
$62K
Projected additional retirement savings from one year of matched student loan payments. 2
Challenge: We're a nonprofit struggling with PSLF complexity
We can help you streamline processes to save administrative time while cultivating long-term loyalty for your workforce.
44%
Reduction in likelihood of turnover among employees that use our PSLF solution. 3
Real results from forward-thinking employers
Nonprofit
Retail and hourly
Tech and corporate
Fred Finch Youth & Family Services
“As a nonprofit, we have to find ways to stay competitive with other sectors despite generally lower salaries. Sharing the impact we’ve created with Candidly, and especially with the PSLF solution, is a powerful way to engage existing employees and to stand out in our recruitment efforts.”
Lois Woods | Senior Director of Human Resources
Results 4
- $5.4M total value of connected loans
- 123 years projected repayment time saved
- 58% percent of PSLF submissions that come from first-time applicants
American Eagle Outfitters, Inc.
“Our associates recognize that most employers aren’t offering this type of benefit yet, and that really helps set us apart.”
Josh Zorich | Total Rewards Analyst
Results
Guild
“For 2024, our wellbeing strategy is centered on empowering employees to take action now to build towards a better future. The Core platform has so many tools that help employees be proactive with their financial wellbeing, and we’re excited to leverage those resources to drive deeper engagement.”
Libby Culpepper | Director of People Operations
Results 8
- $7.1M projected dollar impact
- 34% employee participation rate
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1 Based on Candidly platform data retrieved as of January 2026.
2 Additional savings generated through employer-matched student loan payments assume an 8% annual rate of return on savings, a 6% dollar-for-dollar employer match, and a $68,500 annual salary.
3 Based on Candidly platform data retrieved as of January 2026.
4 Figures refer to data retrieved from internal Candidly sources between December 2023 and January 2024.
5 Based on data retrieved from internal Candidly sources as of February 2025. Impact represents projected payments and savings over the life of borrowers’ loans, based on engagement with the Candidly platform and includes certain expectations and assumptions. Actual results for any individual user may vary.
6 Figures refer to data retrieved from internal Candidly sources between December 2023 and January 2024.
7 Figures refer to data retrieved from internal Candidly sources between December 2023 and January 2024.
8 Figures refer to data retrieved from internal Candidly sources between December 2023 and January 2024.